| 1. Reserve Bank of India – Liabilities and Assets* |
| (₹ Crore) |
| Item |
2025 |
2026 |
Variation |
| May 16 |
May 08 |
May 15 |
Week |
Year |
| 1 |
2 |
3 |
4 |
5 |
| 4 Loans and Advances |
|
|
|
|
|
| 4.1 Central Government |
0 |
0 |
0 |
0 |
0 |
| 4.2 State Governments |
36404 |
23957 |
26314 |
2358 |
-10090 |
| * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* |
| Item |
As on May 15, 2026 |
Variation over |
| Week |
End-March 2026 |
Year |
| ₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
₹ Cr. |
US$ Mn. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 Total Reserves |
6611091 |
688894 |
24874 |
-8094 |
57230 |
-2213 |
745567 |
3165 |
| 1.1 Foreign Currency Assets # |
5238870 |
545904 |
19048 |
-6483 |
1503 |
-6379 |
263606 |
-35748 |
| 1.2 Gold |
1145045 |
119317 |
3036 |
-1536 |
50735 |
3921 |
450344 |
38100 |
| 1.3 SDRs |
180649 |
18824 |
2303 |
-49 |
4060 |
203 |
22493 |
334 |
| 1.4 Reserve Position in the IMF |
46527 |
4850 |
487 |
-25 |
931 |
42 |
9123 |
479 |
* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks – Business in India |
| (₹ Crore) |
| Item |
Outstanding as on Apr. 30, 2026 |
Variation over |
| Fortnight |
Financial year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 2 Liabilities to Others |
|
|
|
|
|
|
| 2.1 Aggregate Deposits |
25864099 |
216207 |
453644 |
-365818 |
2095865 |
2829853 |
| 2.1a Growth (Per cent) |
|
0.8 |
2.0 |
-1.4 |
10.0 |
12.3 |
| 2.1.1 Demand |
3299190 |
79631 |
220264 |
-388939 |
480723 |
380877 |
| 2.1.2 Time |
22564909 |
136577 |
233380 |
23121 |
1615142 |
2448976 |
| 2.2 Borrowings |
957180 |
64201 |
-46570 |
148971 |
88445 |
88501 |
| 2.3 Other Demand and Time Liabilities |
1133308 |
62101 |
-43994 |
5254 |
114706 |
115670 |
| 7 Bank Credit |
21211828 |
294122 |
40984 |
-148120 |
1653236 |
2926872 |
| 7.1a Growth (Per cent) |
|
1.4 |
0.2 |
-0.7 |
9.9 |
16.0 |
| 7a.1 Food Credit |
103915 |
35426 |
25915 |
33644 |
24666 |
41469 |
| 7a.2 Non-food credit |
21107913 |
258696 |
15069 |
-181764 |
1628570 |
2885402 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |
| 6. Money Stock: Components and Sources |
| (₹ Crore) |
| Item |
Outstanding as on |
Variation over |
| 2026 |
Fortnight^ |
Financial Year so far |
Year-on-Year |
| 2025-26 |
2026-27 |
2025 |
2026 |
| Mar. 31* |
Apr. 30 |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
Amount |
% |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
| M3 |
31465906 |
31159492 |
232901 |
0.8 |
538061 |
2.0 |
-306415 |
-1.0 |
2360988 |
9.3 |
3334841 |
12.0 |
| 1 Components (1.1.+1.2+1.3+1.4) |
|
|
|
|
|
|
|
|
|
|
|
|
| 1.1 Currency with the Public |
4067578 |
4161113 |
18605 |
0.4 |
82490 |
2.3 |
93536 |
2.3 |
243167 |
7.0 |
447872 |
12.1 |
| 1.2 Demand Deposits with Banks |
3844879 |
3450512 |
78637 |
2.3 |
221804 |
7.8 |
-394367 |
-10.3 |
477899 |
18.5 |
388685 |
12.7 |
| 1.3 Time Deposits with Banks |
23410625 |
23428590 |
135915 |
0.6 |
240722 |
1.2 |
17965 |
0.1 |
1622617 |
8.4 |
2485359 |
11.9 |
| 1.4 ‘Other’ Deposits with Reserve Bank |
142824 |
119276 |
-256 |
-0.2 |
-6955 |
-6.1 |
-23548 |
-16.5 |
17306 |
19.4 |
12925 |
12.2 |
| 2 Sources (2.1+2.2+2.3+2.4-2.5) |
|
|
|
|
|
|
|
|
|
|
|
|
| 2.1 Net Bank Credit to Government |
9328637 |
9488278 |
-95746 |
-1.0 |
161904 |
1.9 |
159642 |
1.7 |
1008461 |
13.2 |
815549 |
9.4 |
| 2.1.1 Reserve Bank |
2038448 |
2233395 |
-138670 |
|
144497 |
|
194947 |
|
514096 |
|
580792 |
|
| 2.1.2 Other Banks |
7290189 |
7254884 |
42924 |
0.6 |
17407 |
0.2 |
-35305 |
-0.5 |
494366 |
7.6 |
234757 |
3.3 |
| 2.2 Bank Credit to Commercial Sector |
22226648 |
22059623 |
298709 |
1.4 |
25738 |
0.1 |
-167025 |
-0.8 |
1697723 |
9.8 |
2965756 |
15.5 |
| 2.2.1 Reserve Bank |
28254 |
13912 |
2894 |
|
-17484 |
|
-14342 |
|
9490 |
|
-6850 |
|
| 2.2.2 Other Banks |
22198394 |
22045711 |
295815 |
1.4 |
43222 |
0.2 |
-152683 |
-0.7 |
1688234 |
9.7 |
2972606 |
15.6 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023.
^: With respect to April 15, 2026.
*: Data pertaining to Reserve Bank’s balance sheet relate to March 30, 2026 as the balance sheet as on March 31, 2026 will be available only by end-May 2026. |
| 8. Liquidity Operations by RBI |
| (₹ Crore) |
| Date |
Liquidity Adjustment Facility |
Standing Liquidity Facilities |
OMO (Outright) |
Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) |
| Repo |
Reverse Repo |
Variable Rate Repo |
Variable Rate Reverse Repo |
MSF |
SDF |
Sale |
Purchase |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
| May 11, 2026 |
– |
– |
– |
– |
171 |
203015 |
– |
– |
– |
-202844 |
| May 12, 2026 |
– |
– |
7190 |
– |
81 |
244226 |
– |
– |
– |
-236955 |
| May 13, 2026 |
– |
– |
– |
– |
39 |
239023 |
525 |
– |
– |
-238459 |
| May 14, 2026 |
– |
– |
– |
– |
37 |
233913 |
– |
– |
– |
-233876 |
| May 15, 2026 |
– |
– |
– |
– |
954 |
258313 |
– |
– |
– |
-257359 |
| May 16, 2026 |
– |
– |
– |
– |
1707 |
208712 |
– |
– |
– |
-207005 |
| May 17, 2026 |
– |
– |
– |
– |
1969 |
146865 |
– |
– |
– |
-144896 |
| SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. |
Ajit Prasad
Deputy General Manager
(Communications)
Press Release: 2026-2027/312
|
